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Privacy Policy


 

FACTS

What does The Necedah Bank do with your Personal Information

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 ~ Social Security Number and Income

 ~ Account balances and Payment history

 ~ Credit history and Credit scores

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Necedah Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does The Necedah Bank Share?

Can you limit this sharing?

For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

Yes

For our affiliates' everyday business purposes-information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes-information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share

For non-affiliates to market to you

Yes

Yes

 

To Limit our

Sharing

- Mail the form below

Please Note:

If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 608-565-2296 or go to www.thenecedahbank.com

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Mail-In Form

Mark any/all you want to limit:

[ ] Do not share my personal information with nonaffiliates to market their products and services to me

[ ] Do not share my personal information with other financial institutions to jointly market to me.

Name ____________________________________________________________________

Address  __________________________________________________________________

               __________________________________________________________________

City, State, Zip ______________________________________________________________

Mail to:

The Necedah Bank

212 Main Street

PO Box 490

Necedah, WI  54646

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

What We Do

How does The Necedah Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and building.

How does The Necedah Bank collect my personal information?

We collect your personal information, for example, when you

 ~ Open an account or Deposit money

 ~ Pay your bills or apply for a loan

 ~ Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law give you the right to limit only

 ~ sharing for affiliates' everyday business purposes--information about your creditworthiness

 ~ affiliates from using your information to market

    to you

 ~ sharing for non-affiliates to market you

State laws and individual companies may give you additional rights to limit sharing

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies.

~ Our affiliates include The American National Bank of Beaver Dam, Wisconsin and Generations Title Insurance Company, LLC.

Non-affiliates

Companies not related by common ownership or control.  They can be financial and non-financial companies. 

Nonaffiliates we share with can include Direct Marketing Companies and Insurance Companies.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

~ Our joint marketing partner(s) include Direct Marketing Companies and Insurance Companies

 

 

                     

     Copyright 2005  The Necedah Bank