FACTS

What does The Necedah Bank do with your Personal Information

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 ~ Social Security Number

 ~ Income

 ~ Account Balances

 ~ Payment History

 ~ Credit History

 ~ Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Necedah Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The Necedah Bank Share?

Can you limit this sharing?

For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes-information about your transactions and experiences

No

We don't share

For non-affiliates to market to you

No

We don't share

How does The Necedah Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and building.

How does The Necedah Bank collect my personal information?

We collect your personal information, for example, when you

 ~ Open an account or Deposit money

 ~ Pay your bills or apply for a loan

 ~ Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law give you the right to limit only

 ~ sharing for affiliates' everyday business

    purposes--information about your

    creditworthiness

 ~ affiliates from using your information to market

    to you

 ~ sharing for non-affiliates to market you

State laws and individual companies may give you    additional rights to limit sharing

~ Our affiliates include The American National Bank of Beaver Dam, Wisconsin and Generations Title Insurance Company, LLC.

~  The Necedah Bank does not share with non-affiliates.

~ The Necedah Bank does not jointly market.