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Checking Accounts


 

On all our checking accounts the statements will be mailed to you each month with your transactions in image form. All checks are safely destroyed.

 

Contact us for our current Truth-in-Savings Disclosure for more details on any of these accounts.


Easy Checking
This account has unlimited check writing. This account requires a minimum deposit of $50.00 to open the account.  No minimum daily balance is required. A VISA Debit Card is available with bank approval.  Customers age 62 or older will receive one complimentary box of basic styled checks per year.

Interest Bearing Checking Account
Our checking account that pays interest with the convenience of check writing

  • Monthly statement

  • Unlimited check writing

  • Interest paid monthly

  • VISA Debit Card available with bank approval

A monthly maintenance fee of $5.00 will be charged and no interest paid if the minimum balance of $500 is not maintained.

Money Market Account
The Money Market Account is an interest bearing account which, generally earns higher rates than our Interest Bearing Account. Convenient monthly statements. There are transaction limitations* and minimum balances that apply. This is a variable interest rate account so the interest rates and Annual Percentage Yields may change at any time. Please contact us for a Truth-in-Savings disclosure and current rates. A monthly maintenance fee of $10.00 can be waived by maintaining a minimum balance of $1,000.00.

*Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per statement cycle. (federal law).


Business Checking
Our business customers also have unlimited check writing privileges and convenient monthly statements in which they will have all transactions in image form. Our business statements are cycled at month-end so they are available at the first of each month for bookkeeping purposes.  A monthly maintenance fee of $6.00 will be charged if the minimum daily balance of $500 is not maintained. Please contact us for more details about this account and minimum balance requirements.

VISA Debit Card
The Necedah Bank VISA Debit Card is available with any checking account, subject to bank approval. Use it instead of checks. This card can be used at a point of sale for purchases or at an ATM for cash withdrawal. Contact us for more details.

 

 

 

 

                     

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